Dear Time Berhad

Features
DearTime makes life insurance affordable, simple, and accessible to everyone through fully digital means and restores the quality of life for those in times of need.

Keep things simple and focus on what truly matters
Our products are easy to understand.
Our processes are effortless and foolproof.

Individual
DearTime makes life insurance affordable, simple, and accessible to everyone through fully digital means and restores the quality of life for those in times of need.

Corporate
DearTime has democratised group insurance by making it individually owned. As individual policies paid by the company, both your company and your members enjoy numerous benefits.
Referral Program
Refer individuals and legal entities to DearTime and receive up to 10% of your referees’ premiums as Thanksgiving gifts whenever the premiums are paid.

Dear Time Berhad, in collaboration with Pewarisan Sdn Bhd, is proud to offer a comprehensive inheritance planning solution tailored to the needs of every family
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EXPLORE OUR SOLUTIONS

FREE Advisory
Just share a few simple details, and our AI will generate a personalized inheritance advisory and action plan to help you protect your loved ones and manage your legacy wisely.

Faraid Calculator
Understand how your estate will be divided according to Islamic law (Faraid) — quickly and accurately.
Plan ahead and ensure fair distribution for your loved ones.

Asset Distribution
When a loved one passes away, dividing their assets can be difficult and confusing. Start the process easily and ensure the estate is distributed fairly.

KhairatPlus
Ease your family’s burden with death benefits and organized inheritance documents. Subscribe to KhairatPlus today — for peace of mind tomorrow.
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Trustworthy, Shariah-Compliant Solutions
Pewarisan Sdn Bhd is a pioneering IslamicTech company based in Malaysia, founded in 2020 with a clear mission: to uplift and empower the Muslim community through cutting-edge, Shariah-compliant digital solutions.
Our journey began with a deep understanding of the challenges Muslims face in areas like inheritance, legacy planning, and financial empowerment — delivering practical tools that simplify complex processes in line with Islamic principles.
Pewarisan stands at the forefront of ethical innovation. From legacy planning platforms to digital tools for community development, everything we build is grounded in amanah (trust), ihsan (excellence), and a sincere commitment to serve.
Choose Pewarisan — because your legacy deserves clarity, care, and compliance.



